Bonetta Culp, Life Insurance Broker
Bonetta Culp
Culp Consulting Agency
Life Insurance Broker Licensed in IA
42+ Years of Experience
Contact Details
-
Location
Waterloo, IA
About Me
Hello, I'm Bonetta, your neighborhood life insurance advisor. Protecting loved ones is one of life's most important decisions, and I specialize in finding plans that fit your needs and your budget. Let me handle the research while you focus on what matters most — your family.
Q&A with Bonetta Culp
What is variable life insurance and how does it work?
Answer: This is permanent whole life policy with the cash value growth tied to the market for more growth - but it also has potential for negative growth
What questions should a first-time life insurance buyer ask their agent?
Answer: Why are you considering a life insurance policy would be first question to ask. Do you have spouse, children, mortgage, etc?
How much does a $500,000 life insurance policy cost?
Answer: Age, your sex, and your health would determine the cost for a $500,000 life insurance policy. A term to age 120 would be the cheapest option and a whole life policy with cash value to policy would be more expensive.
Can I get life insurance if I have diabetes or heart disease?
Answer: Yes, there are some life insurance companies that will issue a guaranteed life insurance plan and people with diabetes, heart issues and other medical issues can apply and obtain coverage