Daintee Hurst Dietz, Life Insurance Agent

About Me

Hi! My name is Daintee, and I am your dedicated life insurance consultant. My role is to ensure you have coverage in place that truly fits your goals. I partner with respected insurers to provide you with reliable and affordable options — all at no cost to you.

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Q&A with Daintee Hurst Dietz

What does underwriting mean in life insurance?

Answer: Some policies aren’t automatic and need further medical or qualification review. Underwriting is the phase where the carrier confirms if they meet standards of acceptance

What is a life insurance rider and which ones are actually worth adding?

Answer: An additional feature that can be added to fill in a gap for coverage that you may need. Life insurance rider with option to use as a living benefit (IE. caregiver or alternate living facility)

What should someone with a pre-existing condition know about getting life insurance?

Answer: Depending on the level and type of policy requested we may have some health questions to answer. Recent diagnosis and drug list may impact rates or coverage

What is group life insurance and how does it work?

Answer: I only handle individual coverage so I’d need to refer you to my group experts. It’s not within my expertise to answer

How much does life insurance cost for a 60 year old?

Answer: We can look at the type of coverage needed and run quotes with several different companies to compare.

How much of my monthly income should go toward life insurance premiums?

Answer: That will depend on the reason and coverage outcomes you hope to achieve. I’d speak to your financial advisor about this.