Daniel Maisel, Life Insurance Broker
Daniel Maisel
Life Insurance Broker Licensed in CA
Contact Details
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Location
Ontario, CA
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Website
About Me
Hey there, my name is Daniel, and I am here to make life insurance simple. Choosing coverage can feel overwhelming, but I do the heavy lifting by comparing trusted providers on your behalf. Together, we'll find the protection your loved ones deserve — at no cost to you.
Directions to My Office
Q&A with Daniel Maisel
Can I get life insurance if I have depression or anxiety?
Answer: Can I get life insurance if I have depression or anxiety?
Yes, it is possible to get life insurance with these mental and other conditions, but the decision is made based on the nature of the condition and your most recent medical history. Life insurance companies presently offer around 75% of customers who have told them about their anxiety, depression, and other mental health conditions a policy immediately.
For others, we would ask for more information before making a decision.
There are circumstances where your mental health may affect your life insurance eligibility;
Example: A Life insurance company may be unable to cover you where there has been a recent increase in the severity of your condition.
Openness with your Agent will enable them to present your circumstances in the most positive way.
Remember, your agent or broker represents you!
Best wishes,
Daniel Maisel Insurance Solutions - Medicare Agency
Dan "The Life Insurance Man"
Contact me.
What is the most common mistake people make when buying life insurance?
Answer: What is the most common mistake people make when buying life insurance?
People do not often think about the reason they are purchasing Life Insurance.
How long do they want to be insured for?
1) Most want to be covered until they die.
2) Others are buying Life Insurance to cover a Loan, either a short-term loan for a year or two.
3) Some want longer coverage to pay for a Home Loan, perhaps for 30 years or more.
4) At the same time, some wish to protect their family in the event of a Husband's or Wife's death.
5) Many want a tax-friendly way to buy Life insurance for all of those reasons, but also save money to pay for the College of there children.
Those are just some of the reasons many have found it beneficial to protect their family and build an estate for pennies on the dollar.
Someone who just promises the "cheapest" life insurance are not giving you all of your options.
I provide advocacy in selecting your Life Insurance at no charge.
If you decide to buy insurance, all of the Insurance companies pay us.
Contact me.
Dan "The Life Insurance Man"