Dean Chiapetto, Life Insurance Broker
Dean Chiapetto
We Insure Retirement, LLC
Life Insurance Broker Licensed in VA, MD, NC, TN and WV
20+ Years of Experience
Contact Details
-
Location
Floyd, VA
-
Website
-
Facebook
About Me
I'm Dean, a life insurance advisor dedicated to one thing: making sure your family is never left without a safety net. Too many people put off this conversation because it feels complicated or uncomfortable. I make it simple.
Whether you're starting from scratch or already have a policy in place, I'll sit down with you, review your current coverage, and walk you through the options available — so you can see exactly where you stand and what's possible. From term policies to whole life coverage, I help you understand your choices, compare what's right for your situation, and take action with confidence.
Your future is worth protecting — let's build a plan that does exactly that.
Directions to My Office
Q&A with Dean Chiapetto
How do I file a life insurance claim after a loved one dies?
Answer: If you have the policy, call the number in the policy and they will walk you through the process. If there is an agent listed call the agent and they will help.
What questions should a first-time life insurance buyer ask their agent?
Answer: What type of policy is this? Is Term or permanent? How long is the Term? Can I convert this term policy to whole life? For permanent insurance, is it whole life or universal life. If it is universal life you need to know what type, universal life, indexed or variable. Make sure to seek out a local broker to explain this to you.
Brokers make a difference.
Can I sell my life insurance policy for cash?
Answer: You can sell a life policy for cash if you are the owner. Before you do that make sure to get with your agent to go over all of your options. You may be creating a tax issue. Always use a trusted broker for your insurance needs.
Brokers Make a Difference.
What is accidental death and dismemberment insurance, and do I need it separately from life insurance?
Answer: AD&D insurance pays if you are in an accident or lose a limb. It is typically low cost and has very specific conditions to pay out. Ask your broker for details on the policy.
Brokers Make a Difference.