Ellen Diehl, Life Insurance Broker
About Me
Good day! My name is Ellen, and I am passionate about helping people understand their life insurance choices. I provide no-cost guidance while reviewing options from top-rated companies, so you can feel confident knowing your family is taken care of.
Q&A with Ellen Diehl
Does life insurance cover death while traveling internationally?
Answer: Your question is very broad. Without knowing what insurance company you are with it leaves room for more follow up questions. If you would like me to run life insurance rates for you please contact m.
We also need to consider expatriation coverage. Expatriation coverage is a flat amount such as 25k or 50k to bring the deceased back to America.
Happy to serve,
Ellen
Is whole life insurance better than term life insurance?
Answer: That’s a very good question. So much of it would depend on your personal situation. If you’d like to contact me for some more details, we can start a conversation and figure out what is best for your situation.
Term life is very good when you are looking at just the next 10- 20 years
How does life insurance factor into estate planning?
Answer: Good morning. This is a very thoughtful and detailed question. Do you have heirs to leave a legacy to? Do you have a mortgage you would like to protect? Do you need to plan for LTC? Life insurance can benefit you in all of these areas. If you would like a no-hassle, no-obligation quote, please get in touch with me. Happy to serve, Ellen.
What is the difference between an independent agent and a captive agent?
Answer: A captive agent works directly for ONE company and can only sell that ONE company.
An Independent Broker (like me) is not captive and can represent any carrier they wish.
The Broker works for you. The Captive Agent works for the ONE carrier. If you are turning 65 and need help, please let me know.
