Glenn Alterman, Life Insurance Broker
About Me
Hi, I'm Glenn, your area Medicare and life insurance advisor. I focus on simplifying the process of choosing a policy for your health care and a policy that protects your loved ones. You don’t have to figure it out alone — I’ll compare the best options and walk you through every step of the journey.
Q&A with Glenn Alterman
What is guaranteed issue life insurance and who is it designed for?
Answer: This is insurance without underwriting and is the most expensive coverage, with a two-year delay
If you have some health issues, you may qualify for immediate coverage without the delay, so please contact me, and I'll ask some health questions to see what you qualify for
TY. Glenn
What is the most common mistake people make when buying life insurance?
Answer: they don't call a professional qualifies agent with 40nyears if experience to help them determine what they may need
How does life insurance work if you have a dangerous job or risky hobbies?
Answer: Many companies have no underwing questions as to the type of employment so this is this totally irrelevant when it comes to these questions
Why do I need life insurance if I am young and healthy?
Answer: To provide protection to your family so they are not out on the street when die and you can put your kids through college
How do I know if my life insurance company is financially stable?
Answer: You can ask the agents and he will tell you or you can ask Siri or chap for or Google the strength of the carrier
What happens if my life insurance claim is denied?
Answer: The family receives the money paid in there is no need for 100 characters here .......................
Can creditors take life insurance money from beneficiaries?
Answer: The state can grab the benefits for Medicaid in many cases so the family must be aware of these situations
Can I change my beneficiary on a life insurance policy?
Answer: Yes
What is the free look period in life insurance?
Answer: Many carriers offer 20 to 30 days to look over the policies once the first month premium is paid and it's returned if policy is returned
