Glenn Alterman, Life Insurance Broker

About Me

Hi, I'm Glenn, your area Medicare and life insurance advisor. I focus on simplifying the process of choosing a policy for your health care and a policy that protects your loved ones. You don’t have to figure it out alone — I’ll compare the best options and walk you through every step of the journey.

Get in touch with Glenn using this form

Q&A with Glenn Alterman

Answer: This is insurance without underwriting and is the most expensive coverage, with a two-year delay

If you have some health issues, you may qualify for immediate coverage without the delay, so please contact me, and I'll ask some health questions to see what you qualify for

TY. Glenn

Answer: they don't call a professional qualifies agent with 40nyears if experience to help them determine what they may need

Answer: Many companies have no underwing questions as to the type of employment so this is this totally irrelevant when it comes to these questions

Answer: To provide protection to your family so they are not out on the street when die and you can put your kids through college

Answer: You can ask the agents and he will tell you or you can ask Siri or chap for or Google the strength of the carrier

Answer: The family receives the money paid in there is no need for 100 characters here .......................

Answer: The state can grab the benefits for Medicaid in many cases so the family must be aware of these situations

Answer: Yes

Answer: Many carriers offer 20 to 30 days to look over the policies once the first month premium is paid and it's returned if policy is returned

Answer: If you are sick with cancer, have complications of diabetes, or have COPD or heart conditions, you are graded/modified with 24 months till 💯 is available

Passing within 12 months is Return of Premium (ROP and 10% and ROP and 20% months 13 to 24 months

Please contact me, and I will enroll you today in a plan from $1000 to $25,000

Answer: It will mean 36 month graded plan up to $15,000 with Lincoln Heritage

Other carriers may be available

Answer: I can write $35,000 immediate coverage today, same-day coverage in Texas, and possibly in other states with Transamerica

Please contact me, and I will issue today

Answer: Whole life can be more expensive, but this is not always the case

Term is renting insurance for a certain period of time. No cash unless return of premium which will cost nearly as much as whole

Whole is buying insurance forever or for a paid-up time with no additional payments

If you’re interested, please contact me.

Glenn