Gregory Gudis, Life Insurance Broker
Gregory Gudis
BGA Insurance Group
Life Insurance Broker Licensed in AZ, CO, CT, DE, FL, GA, IN, KY, MD, NC, NJ, NY, OH, PA, SC, TX, VA, WA and WY
19+ Years of Experience
Contact Details
-
Location
Queen Creek, AZ
-
Website
-
Schedule An Appointment
-
LinkedIn
-
Facebook
About Me
I’m Gregory Gudis, President of BGA Insurance Group, and I specialize in helping individuals and families make clear, confident decisions around life insurance, Medicare, and long-term financial protection.
Over the years, I’ve placed millions in life and annuity premium and built my approach around one thing: cutting through the noise. Most people are overwhelmed by options or sold something they don’t fully understand. I focus on identifying real risks and building solutions that actually hold up when they’re needed most.
My process is simple—education first, decisions second. Whether it’s final expense planning, income protection, or long-term strategies using permanent life insurance, I help clients protect their income, preserve their assets, and reduce the burden placed on their families.
I’m a Certified Financial Planner® (CFP®), and I lead a growing agency focused on serving the senior market while also mentoring and training agents across the country.
Based in Arizona, I work with clients both locally and nationwide.
If you’re looking for straightforward advice, real expertise, and a plan that actually makes sense, I’ll help you get there.
Q&A with Gregory Gudis
Can I buy life insurance for my child, and is it worth it?
Answer: Yes, you can buy life insurance for your child, and in many cases it can be a smart long-term decision. The biggest benefit is locking in low rates and guaranteeing coverage while they're young and healthy.
That said, every family is different. Before purchasing a policy for a child, I always recommend making sure parents have their own protection in place first.
If you're wondering whether it makes sense for your family, reach out and I'd be happy to walk you through the pros and cons.
What is the most common mistake people make when buying life insurance?
Answer: The most common mistake I see is waiting too long. Many people assume life insurance is expensive or believe they'll get around to it later. Unfortunately, life changes and so does your health, and waiting often means fewer options and higher costs.
The best time to explore life insurance is before you think you need it. If you're not sure where to start, reach out and I'd be happy to help you find coverage that fits your goals and budget.
How do I find out if a deceased loved one had a life insurance policy?
Answer: Start by gathering any financial records, checking bank statements for premium payments, reviewing mail and email, and contacting their employer to see if they had any group life insurance benefits. You can also search state unclaimed property databases and use the free policy locator service offered by the National Association of Insurance Commissioners (NAIC).
If you're still having trouble, reach out. I help families navigate situations like this and can point you in the right direction during an already difficult time.
How do I find a trustworthy life insurance agent in my area?
Answer: Don't just look for the cheapest policy or the first agent that appears online. Look for an agent who takes time to understand your goals, explains your options in plain English, and represents multiple insurance companies instead of pushing a one-size-fits-all solution.
The right life insurance agent should act as an advisor, not a salesperson. If you'd like a second opinion or have questions about your coverage options, I'd be happy to help.
How do I know if my life insurance company is financially stable?
Answer: A life insurance policy is only as good as the company standing behind it. That's why it's important to look at a carrier's financial strength ratings from independent agencies like AM Best, Moody's, S&P, and Fitch. These ratings measure an insurer's ability to pay claims and meet its long-term obligations. If you have questions about a specific company, I'm always happy to help explain what those ratings mean.
Is there a deadline to file a life insurance claim after someone dies?
Answer: In most cases, there's no strict deadline to file a life insurance claim, but it's best to start the process as soon as you're able. Filing sooner helps avoid unnecessary delays and allows the insurance company to process the claim and pay the benefit more quickly. If you're not sure where to start, I can help guide you through the process.
How much does life insurance cost per month?
Answer: There's no one-size-fits-all answer. The cost depends on your age, health, and the amount of coverage you want. I've seen great coverage cost less than people spend on a few streaming subscriptions each month. Reach out and I'll shop several companies for you to find the best value. No pressure, just good information.
What happens to your life insurance if you stop paying premiums?
Answer: What happens if you stop paying your life insurance premiums?
It depends on the type of policy you have. Some policies may lapse and terminate coverage after the grace period ends, while others may offer options to help keep coverage in force.
Before stopping payments, it's important to understand the impact on your coverage and future insurability.
Complete the form to speak with a licensed agent who can review your situation and explain your options.