Jeremy Watson, Life Insurance Agent

About Me

Hello! I'm Jeremy, your trusted life insurance guide. I am passionate about helping families and individuals secure financial security and confidence in the years ahead. Whether you're planning for today or tomorrow, I can help you make the right decision.

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Q&A with Jeremy Watson

Can I get life insurance if I have diabetes or heart disease?

Answer: The simple answer is yes, there are coverages available regardless of health conditions. The important part to keep in mind is that based on the extent of the diagnoses, the type of coverage may change. You may qualify for a level benefit, with day 1 - 100% coverage or it made be a modified benefit policy. You may be able to qualify for fully underwritten coverage, or it may have to be guaranteed issue. Working with an agent that has access to all plan types, and can offer a risk analysis, will place you with the appropriate coverage at the best cost for you.