Joshua Price, Life Insurance Broker

About Me

Good day! My name is Joshua, and I am passionate about helping people understand their life insurance choices. I provide no-cost guidance while reviewing options from top-rated companies, so you can feel confident knowing your family is taken care of.

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Q&A with Joshua Price

What questions should a first-time life insurance buyer ask their agent?

Answer: A first time life insurance buyer should ask his or her agent 2 questions are as follows:

1) Are you a licensed agent?- The reason for this question is to make sure that they are licensed and that they are qualified to serve you.

2) Are you a captive agent or an independent agent/broker? The jobs are the same between the two,however, there are major differences between the roles. A captive agent can only represent one company and what they have to offer. The independent broker shops all of the insurance companies to see what is the right fit for you. An independent broker/ agent, keeps you and in your situation at the forefront of his mind while shopping for you.