Juliette Chihade, Life Insurance Agent
Juliette Chihade
Senior Insurance Quote
Life Insurance Agent Licensed in IL
Contact Details
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Location
Decatur, IL
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Website
Juliette Can Help With:
About Me
Hi, I'm Juliette, your area life insurance advisor. I focus on simplifying the process of choosing a policy that protects your loved ones. You don't have to figure it out alone — I'll compare the best options and walk you through every step of the journey.
Directions to My Office
My Google Reviews
Total Reviews (0.0)
July 27, 2026
SIQ was so helpful getting my Covered Illinois Insurance. Juliette Chihade is knowledgeable and has the best client service! When I’m ready for Medicare, I’ll be sure to go see her once again. Senior Insurance Quote is the best.
November 24, 2025
Juliette is very knowledgeable and helpful. Appreciated her expertise and quick response.
October 27, 2025
I was a little nervous about the whole medicare deal... you know... will I ask the right questions, will I understand the answers and so on. But once I sat down and talked to Juliette Chihade all of that nervousness went away. She explained in great detail the medicare program, she gave me answers to questions that I didn't even know about and I was thankful for that. So in short, call and make an appointment to talk to Juliette you'll be glad you did.
February 23, 2025
I am so happy to have found a great insurance agent! Her name is Juliette Chihade. Her professionalism has brought me peace of mind. She's a real asset to her profession and to her clients. Thank you, Mary Rotz
December 9, 2024
I had the pleasure of working with Juliette Chihade, and I cannot recommend her highly enough! Juliette went above and beyond to help my mom navigate the complexities of Medicare. She took the time to explain all the options in detail, answered every question with patience, and truly made the process easy to understand. What stood out the most was Juliette’s dedication to finding the best plan for my mom’s unique needs. She listened carefully to our concerns and made sure that we felt confident and well-informed every step of the way. Her professionalism and expertise were evident, and it was clear that she genuinely cared about my mom’s well-being. Thanks to Juliette, my mom now has a Medicare plan that works perfectly for her. If you’re looking for an insurance agent who is knowledgeable, reliable, and truly cares about her clients, Juliette Chihade is the one to call!
Q&A with Juliette Chihade
What is the most common mistake people make when buying life insurance?
Answer: One have to find out first and foremost what types of Life Insurance Plans available in their area.
What is the purpose of buying Life Insurance? If it is to cover debt, replacing income or education funds for children.
Waiting too long assuming in their 20's, 30's or 40's their is no need for life insurance.
Relying on employer providing Life Insurance plan for employees. That can be lost with leaving the job for many reasons.
Choosing the wrong plan.
If you contact me to get Life Insurance Coverage, I would have a summary of all the above
in addition to the cost today. My focus will be to provide the best for the lowest cost.
What questions should a first-time life insurance buyer ask their agent?
Answer: After presenting the agent with facts about the need for life insurance, a buyer should ask
what is the agent recommendation and why.
Do represent one Insurance Company or several and what are the ratings?
What should you do with your life insurance policy when you retire?
Answer: That goes back to WHY you bought the life insurance?
Address the terms of the life insurance Policy?
Can I change my beneficiary on a life insurance policy?
Answer: Yes. If you are the owner of the life insurance policy, you can usually change the beneficiary at any time by submitting the insurance company’s beneficiary-change form.
Are life insurance premiums tax deductible?
Answer: No, not for personal policies. IRS considers them as a personal expense. The upside is that the death benefit is generally income-tax-free.
Exceptions: a business can deduct group term life premiums for employees (first $50K of coverage is tax-free to the employee), but not key person policies where the business is the beneficiary. Donating a policy to charity and continuing to pay premiums can also qualify.
I'm not a tax advisor; I recommend checking with a CPA if a business policy is involved.
What happens if you lie on a life insurance application?
Answer: One thing no applicant should do is LIE on a a life insurance application.
That can lead into losing benefits or more legal issue.
It is never worth liying!