Michele Wagoner, Life Insurance Broker

About Me

At Valora Insurance Agency, I specialize in helping individuals and families make confident, informed decisions about life insurance and Medicare coverage. I understand that insurance can feel overwhelming, and my goal is to simplify the process while making sure you truly understand your options.

I take a personal, no-pressure approach—focusing on education, honesty, and finding the right fit for your needs, not just making a sale. Whether you're planning for your family’s future or protecting what matters most, I’m here to guide you every step of the way.

My clients appreciate that I’m accessible, straightforward, and genuinely care about helping them feel secure and prepared.

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Q&A with Michele Wagoner

Does life insurance go through probate?

Answer: As long as you have a beneficiary listed on your policy, the life insurance benefit is typically paid directly to them and usually avoids probate, so your family can access the funds much faster