Norma Reynoso, Life Insurance Broker
About Me
Greetings! I'm Norma, a life insurance professional committed to serving our community. I take the time to understand your unique situation and connect you with coverage that provides long-term security. Let's work together to build your peace of mind for the future.
Directions to My Office
Q&A with Norma Reynoso
What questions should a first-time life insurance buyer ask their agent?
Answer: How much coverage do I actually need?
What is the difference between term and permanent/whole life for my situation?
What is the most common mistake people make when buying life insurance?
Answer: Purchasing too little coverage they underestimate their financial obligations.
Relying only on Employer coverage usually not portable if you leave job
Should a stay-at-home parent have life insurance?
Answer: Yes, their unpaid labor - childcare, housekeeping and transportation - would be expensive to replace.
Provides funds to pay off mortgages or cover funeral expenses
What happens to your life insurance if you stop paying premiums?
Answer: Your policy will likely lapse.
With Term life insurance, If the grace period expires without payment, the policy terminates.
With Permanent/whold Life insurance, If you have accumulated cash value, you may be able to use it to pay premiums.
