Norma Reynoso, Life Insurance Broker

About Me

Greetings! I'm Norma, a life insurance professional committed to serving our community. I take the time to understand your unique situation and connect you with coverage that provides long-term security. Let's work together to build your peace of mind for the future.

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Q&A with Norma Reynoso

What questions should a first-time life insurance buyer ask their agent?

Answer: How much coverage do I actually need?

What is the difference between term and permanent/whole life for my situation?

What is the most common mistake people make when buying life insurance?

Answer: Purchasing too little coverage they underestimate their financial obligations.

Relying only on Employer coverage usually not portable if you leave job

Should a stay-at-home parent have life insurance?

Answer: Yes, their unpaid labor - childcare, housekeeping and transportation - would be expensive to replace.

Provides funds to pay off mortgages or cover funeral expenses

What happens to your life insurance if you stop paying premiums?

Answer: Your policy will likely lapse.

With Term life insurance, If the grace period expires without payment, the policy terminates.

With Permanent/whold Life insurance, If you have accumulated cash value, you may be able to use it to pay premiums.