Steven Lovell, Life Insurance Agent
Steven Lovell
Senior Income and Retirement Solutions
Life Insurance Agent Licensed in GA
Contact Details
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Location
Evans, GA
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Website
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Steven Can Help With:
About Me
Hello there! I'm Steven, a life insurance advisor serving our community. My mission is to take the confusion out of life insurance and replace it with clarity and confidence. Whether it's protecting your family, your income, or your future, I'm here to help every step of the way.
Directions to My Office
Q&A with Steven Lovell
How do I find a trustworthy life insurance agent in my area?
Answer: It's best to look for independent agents or brokers. They have the best opportunity to shop around and find the best company at the best price for your needs. Captive agents typically sell for one specific company limiting your options.
Verify their license by looking them up on the state Department of Insurance website.
Ask for Personal Referrals: Word-of-mouth is highly valuable.
Interview Candidates: Don't settle for the first agent you speak with. A trustworthy agent will ask detailed questions about your health, income, and long-term financial goals. They will take the time to explain the differences between term and whole life insurance in plain English without pressuring you to buy.
What questions should a first-time life insurance buyer ask their agent?
Answer: Ask the agent if they were in your exact financial, personal and family situation, what insurance would they get to cover those specific needs?
Why do so many people let their life insurance policies lapse?
Answer: Most people truly forget about the life insurance premiums and sometimes don't make it an automatic withdrawal from their checking account.
Others feel that they will have greater income in their retirement to cover their needs and sometimes, unfortunately, that may not be the case.
How do I compare life insurance quotes from different companies?
Answer: This can be difficult, so you need to be very specific on the type of product, such as whole life, universal and term with the exact specifications (face amount for each) across all different products while omparing different insurance companies to do the exact same comparative quote.