Tony Spikes, Life Insurance Broker
Tony Spikes
Medicare Information Services
Life Insurance Broker Licensed in GA
13+ Years of Experience
Contact Details
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Location
Social Circle, GA
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Website
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Pre-Appointment Form
Tony Can Help With:
About Me
Hello, I'm Tony, your neighborhood life insurance advisor. Protecting loved ones is one of life's most important decisions, and I specialize in finding plans that fit your needs and your budget. Let me handle the research while you focus on what matters most — your family.
Q&A with Tony Spikes
Why do I need life insurance if I am young and healthy?
Answer: The answer is simple... So that our loved ones are not financially burden by our absence. It's hard to loose a loved one, but even harder if it causes stress. I recommend if you are still working, get a policy that is 5-10 times your current income. If you are retired or close to retirement, you may want to get 15-30k whole life policy that will take care of the funeral and pay for current expenses for the next year or so.
We make plans for tomorrow and God laughs!
Can I name multiple beneficiaries on my life insurance policy?
Answer: You can have multiple beneficiaries on your Life Insurance Policy. The beneficiaries can be split by percentages whether it is spouse, son,daughter, or even an organization (like a church) or your will.
If my health or habits change after my policy starts, do I have to tell my life insurance company?
Answer: If your habit change after a policy starts like non-smoking, you may have an opportunity to reduce your premium. However, if your health declines, you are still covered.
How do I find a life insurance agent if I live in a small town or rural area?
Answer: If you live in a small town or rural area, look thru agents hub for a Life Insurance Agent or a Medicare Specialist.