William Scott, Life Insurance Agent
About Me
Hi, I'm William, your area life insurance advisor. I focus on simplifying the process of choosing a policy that protects your loved ones. You don't have to figure it out alone — I'll compare the best options and walk you through every step of the journey.
Q&A with William Scott
What is a waiver of premium rider?
Answer: A Wavier of Premium acts like an Insurance Policy that protects your Insurance policy. In the event you have a life, health or ancillary product like Cancer, heart attack or storke and an unexpected sickness or injury occurs and the existing premiums are still due and you do not have income coming in because of your sickness or injury. Your waivier of Premium clause will pay those unpaid premiums to keep your policies in effect at no additional cost to you.
What is the most common mistake people make when buying life insurance?
Answer: The most common mistakes they make is canceling their policies by not keeping their commitment due to intentional non payment or because of other bills or other financial commitments.
Once your life insurance plan has been canceled, the next plan you get will be at a higher premium because all plans are based on you new age at the time of application.
How much does life insurance cost for a 30 year old?
Answer: It depends on how much crime is in your zip code and how consistent it has been since you’ve lived there and whatever other factors algorithms are being weighed against you livelihood.
