David De Anda, Life Insurance Agent
David De Anda
Northwestern Mutual Wealth Management
Life Insurance Agent Licensed in TX, AR, AZ, CA, FL, GA, MA, MD, MI, NC, NJ, OK, SC, VA and WA
15+ Years of Experience
Contact Details
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Location
Addison, TX
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Website
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LinkedIn
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Facebook
David Can Help With:
About Me
Welcome! I'm David, a local life insurance specialist who understands the importance of protecting what matters most. From growing families to individuals planning ahead, I help people at every stage of life choose coverage with confidence.
Q&A with David De Anda
Do you have to pay taxes on life insurance benefits?
Answer: In most cases there are no Federal income taxes on life insurance. There are some exceptions and you should consult with your life insurance agent.
What is the most common mistake people make when buying life insurance?
Answer: Buying online without going over your needs with a insurance advisor. Everybody's needs are different and addressed personally.
How does the life insurance medical exam work and what do they test for?
Answer: The medical exam, not the questionnaire, usually includes a blood test, urine analysis, three blood pressure checks and weight. Sometimes it may require an EKG. The blood draw usually checks for nicotine in the system, HIV and illicit drugs. It also will check your basics like liver enzymes, cholesterol and A1C. I believe every company sets what their standard test are.