Jeff Martinez, Life Insurance Agent

About Me

Hey there, my name is Jeff, and I am here to make life insurance simple. Choosing coverage can feel overwhelming, but I do the heavy lifting by comparing trusted providers on your behalf. Together, we'll find the protection your loved ones deserve — at no cost to you.

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Q&A with Jeff Martinez

What is an accelerated death benefit?

Answer: Typically it would be referred to as a living benefit and are usually riders added to a permanent policy. The living benefit could be long term care (LTC) or critical illness or both. Each carrier has different riders, so it would vary. They are usually pretty low cost to add.

What is the most common mistake people make when buying life insurance?

Answer: The most common mistake most do when buying life insurance is not buying any form of life insurance. Everyone thinks they are fine until they are no longer fine. By then, its too late. At its simplest form, life insurance is the ability to shift risk and create instant liquidity for whatever expenses or legacy you want to create.