John Ward, Life Insurance Agent
John Ward
RJ Ward Insurance
Life Insurance Agent Licensed in TX
Contact Details
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Location
Paradise, TX
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Website
John Can Help With:
About Me
Hi! My name is John, and I am your dedicated life insurance consultant. My role is to ensure you have coverage in place that truly fits your goals. I partner with respected insurers to provide you with reliable and affordable options — all at no cost to you.
Directions to My Office
Q&A with John Ward
What is indexed universal life insurance and how does it compare to traditional investments?
Answer: Indexed Universal Life (IUL) insurance is a type of permanent life insurance that combines; a death benefit, cash value, returns are linked to stock market index. Part of your premiums cover insurance costs and fees while the remainder goes into a cas value account. The cash value earns interest based on a formula tied to the market index.