Marc Rheingold, Life Insurance Broker
Marc Rheingold
Marc Rheingold & Associates,Inc
Life Insurance Broker Licensed in FL, MI, NC, NY and SC
37+ Years of Experience
Contact Details
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Location
Weston, FL
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About Me
Hello! I'm Marc, your trusted life insurance guide. I am passionate about helping families and individuals secure financial security and confidence in the years ahead. Whether you're planning for today or tomorrow, I can help you make the right decision.
My Google Reviews
Total Reviews (0.0)
October 8, 2025
Thank you for taking care of us. You have always provided an excellent service, on time and have an adorable staff. Thanks again!
October 2, 2025
Have had the pleasure to work with Marc and he helped my wife & I with life insurance. 10/10 would recommend
September 29, 2025
Worked with Marc for many years and always enjoyed the office prompt attention to my needs. The trusted feeling goes a long way when dealing with the complexities of insurance.
September 26, 2025
Marc was referred by a friend and he is knowledgeable, responsive and listen what you need to offer the best option that fit your need and budget. Highly recommended.
September 25, 2025
Marc is always helpful, available and provides up to date information to help you with your insurance needs. We just renewed our health insurance and Marc and his staff made the process extremely easy and helped us to get best choice for our office.
Q&A with Marc Rheingold
What is the most common mistake people make when buying life insurance?
Answer: Guessing instead of doing the math: People often underestimate how much their family would really need.
Chasing the cheapest option: Focusing on price usually means ending up with too little coverage.
Putting it off: Life insurance feels easy to delay—until health changes or costs go up
Do you have to pay taxes on life insurance benefits?
Answer: Lump-sum death benefit to a named beneficiary: Usually not taxable.
Interest earned on proceeds: Taxable.
Very large estate: May face estate tax issues.
Do life insurance rates go down if I quit smoking?
Answer: Most insurers do not lower your rate immediately after you quit.
To qualify for non-smoker rates, many companies require you to be tobacco-free for at least 12 months.
The very best rate classes often require 3 to 5 years tobacco-free, depending on the carrier.
Does having life insurance affect Medicaid eligibility?
Answer: Generally speaking
Term life insurance
Usually does not affect Medicaid eligibility because it has no cash value that you can access while alive. Medicaid generally does not count it as an asset.
Whole life, universal life, and other permanent life insurance
These policies often build cash surrender value.
The cash value may be treated as a countable asset for Medicaid eligibility purposes. If your countable assets exceed Medicaid's limit, you may be ineligible until assets are reduced.
What happens to my life insurance policy if I move to another state or country?
Answer: Moving to another state or country generally does not affect your existing life insurance coverage. As long as you continue paying your premiums, the policy typically remains in force and your death benefit stays the same.
The main thing to do is notify your insurance company of your new address and confirm any requirements related to your move. If you're moving abroad, there may be some additional administrative or tax considerations, but most U.S. life insurance policies continue to provide coverage worldwide.