Pamela Teaford, Life Insurance Agent

About Me

Hi, I'm Pamela, your area life insurance advisor. I focus on simplifying the process of choosing a policy that protects your loved ones. You don't have to figure it out alone — I'll compare the best options and walk you through every step of the journey.

Get in touch with Pamela using this form

Directions to My Office

Q&A with Pamela Teaford

Can I get life insurance if I smoke or vape?

Answer: Yes you can, depending on the type of life insurance, whole life or universal life insurance, the rate will be higher if you smoke(vaping is considered smoking).

How can I lower my life insurance premiums?

Answer: There is no clear cut answer to this question. It depends on what kind of life insurance you have, your health, age, male or female, company you are insured through, and amount of coverage you have.