Stacey Dejo, Life Insurance Broker

About Me

Hi, I'm Stacey, your area life insurance advisor. I focus on simplifying the process of choosing a policy that protects your loved ones. You don't have to figure it out alone — I'll compare the best options and walk you through every step of the journey.

Get in touch with Stacey using this form

Q&A with Stacey Dejo

Can I get life insurance if I smoke or vape?

Answer: Yes you can absolutely get Life Insurance if you smoke or vape. However, because smoking and vaping are proven health risks linked to a lower life expectancy, life insurance companies classify you as "higher-risk," which means you should expect to pay a higher premium. Some carriers will give you the non-smoker rate if you quit smoking or using nicotine products.