Suzanne Lamperti, Life Insurance Agent
Suzanne Lamperti
Symetry Financial Group
Life Insurance Agent Licensed in MD
Contact Details
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Location
Hagerstown, MD
Suzanne Can Help With:
About Me
Hi, I'm Suzanne, your area life insurance advisor. I focus on simplifying the process of choosing a policy that protects your loved ones. You don't have to figure it out alone — I'll compare the best options and walk you through every step of the journey.
Q&A with Suzanne Lamperti
What is the difference between universal life insurance and whole life insurance?
Answer: Universal Life deals with the market where as whole life is one steady premium for the life of the policy. Whole Life has a fixed death benefit and only some policies have a return of premium rider to them.
What happens to my life insurance if I change jobs?
Answer: That totally depends on whether your policy is through your job or independent. If it's through your job, when you leave it goes away, unless your job gives you the opttion if converting it as you are the owner. If it's independent, nothing happens to it.
What is accidental death and dismemberment insurance, and do I need it separately from life insurance?
Answer: Accidental Death and Dismemberment is if you pass away in an accident or lose a limb. Also if you lose sight or hearing. It is seperate from lufe insurance. It's a good thing to have in addition to your life insurance plan.
Should a stay-at-home parent have life insurance?
Answer: M I st deffinately, YES. Everyone, NO matter hus/her income or job. A stay at home parent also needs life insurance.