Josue Leon, Life Insurance Agent
Josue Leon
Northwestern Mutual - The South Florida Group
Life Insurance Agent Licensed in FL, CA, GA, KS, NC, OH, OK and TN
15+ Years of Experience
Contact Details
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Location
Palm Beach Gardens, FL
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Josue Can Help With:
About Me
Hey there, my name is Josue, and I am here to make life insurance simple. Choosing coverage can feel overwhelming, but I do the heavy lifting by comparing trusted providers on your behalf. Together, we’ll find the protection your loved ones deserve — at no cost to you.
Directions to My Office
My Google Reviews
2 Total Reviews (5.0)
May 10, 2023
July 12, 2019
Q&A with Josue Leon
What are the payout options for a life insurance death benefit?
Answer: In my experience, most people take the death benefit as a lump sum because it provides immediate access to the money. However, there are other options, including installment payments, lifetime income, or distributions through a trust. Before making a decision, it’s worth understanding how each option fits your financial goals and your family’s needs.
What is the most common mistake people make when buying life insurance?
Answer: In my experience, the biggest mistake isn’t buying the wrong policy—it’s being underinsured. Many people insure their home, cars, and other possessions, but they don’t fully protect the asset that makes all of those things possible: their ability to earn an income and provide for their family.
I encourage people to think beyond today’s expenses and consider the financial responsibility they’d leave behind if something happened unexpectedly. The right amount of life insurance should reflect not only what you own today, but also the future income you would have earned and the liabilities your loved ones would still need to manage.