Phoebe Minderhoud, Life Insurance Broker
Phoebe Minderhoud
Jar Insurance Agency
Life Insurance Broker Licensed in CA
Contact Details
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Location
Garden Grove, CA
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Website
Phoebe Can Help With:
About Me
Hi, my name is Phoebe and I am your local life insurance agent. My passion is helping families prepare for the future by finding coverage that offers peace of mind and financial protection. I will guide you through the options available from nationally and locally trusted companies — at no cost to you.
Q&A with Phoebe Minderhoud
Do you have to pay taxes on life insurance benefits?
Answer: That the best thing about Life Insurance. Is Tax Advantages.
Under the U.S. tax code, life insurance death benefits are generally income tax-free under IRC Section 101(a)
How much does life insurance cost for a 70 year old?
Answer: Life Insurance premium is based on Age, Gender, Smoking or Non Smoking, health conditions and family history. If a 70 years old, healthy, can get a permanent life insurance based on affordability. If limited of income, final expenses policy can be considered. Guaranteed issued life insurance policy is also available. I would love to talk to find out the needs. We provide solutions for all. Free Will and Trust offer with many of our solutions. Have a blessed day.
How much does a $250,000 life insurance policy cost?
Answer: Life insurance premiums are based on Age, gender, health conditions and family history. Cost are variable. Whole Life premium is fixed. IUL has two products. One is protector the other one is accumulator. The premiums are various depends on the choice. Protector is for insurance purposes only. Accumulator is for people who want to the leverage cash value growth for tax free Capital gain. For a term life insurance $250k coverage is less than $40/m.