R Scott Bradley, Life Insurance Agent

About Me

Greetings! I'm R Scott, a life insurance professional committed to serving our community. I take the time to understand your unique situation and connect you with coverage that provides long-term security. Let's work together to build your peace of mind for the future.

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Q&A with R Scott Bradley

What is the two-year contestability period in life insurance?

Answer: Standard clause, gives right to investigate, a protection against fraud.,ensures premiums match true health and lifestyle.

How do I find out if a deceased loved one had a life insurance policy?

Answer: Some suggestions:

Try NAIC LIFE INSURANCE POLICY LOCATOR SERVICE. Check bank records for premium payments. Employers for group life.

What is a life insurance rate class and how do insurers determine yours?

Answer: Non citizens can purchase life insurance dependent upon legal status, eligibility and application requirements.