Ray McCauley, Life Insurance Agent

About Me

Greetings! I'm Ray, a life insurance professional committed to serving our community. I take the time to understand your unique situation and connect you with coverage that provides long-term security. Let's work together to build your peace of mind for the future.

Get in touch with Ray using this form

Q&A with Ray McCauley

What is the difference between a beneficiary and a contingent beneficiary?

Answer: A beneficiary receives his benefits when the insured dies a contingent beneficiary is a backup if the beneficiary and the insured dees

What happens to my life insurance if I change jobs?

Answer: You will lose yor coverage. Group life coverage cancels when you lose the job as it is owned by the employer

Should a stay-at-home parent have life insurance?

Answer: yes, a stay at home parent takes care of the household and children. if that spouse dies the remaining spouse would need funds for day care and home care