Sam Silva, Life Insurance Broker
Sam Silva
EZ Access Insurance
Life Insurance Broker Licensed in FL, CA, GA, MI, NC, NJ, NM, NV, NY, PA, SC, TN, TX and VA
14+ Years of Experience
Contact Details
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Location
West Palm Beach, FL
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Website
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Schedule An Appointment
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Pre-Appointment Form
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About Me
Hello, I'm Sam, your neighborhood life insurance advisor. Protecting loved ones is one of life’s most important decisions, and I specialize in finding plans that fit your needs and your budget. Let me handle the research while you focus on what matters most — your family.
My Google Reviews
31 Total Reviews (5.0)
October 4, 2026
Sam is always a great help. Very knowledgeable. Very nice. I would highly recommend him to anyone Who needs help with their insurance needs. Deborah Farruggia
May 20, 2026
I had an outstanding experience with EZ Access Insurance Services. The team is professional, knowledgeable, honest, and truly cares about helping clients find the right insurance solutions. They take the time to explain everything clearly and make what can often feel like a confusing process very simple and stress-free. What impressed me most was their patience, integrity, and commitment to customer service. Whether it is Medicare, health plans, or retirement-related coverage, they genuinely work in your best interest and guide you every step of the way. You never feel rushed or pressured. If you are looking for trustworthy insurance guidance from people who truly care, I highly recommend EZ Access Insurance Services. Exceptional service and peace of mind!This version sounds authentic, trustworthy, and strong for Google reviews while helping with credibility and SEO.
June 4, 2025
I spoke with Sam and his true passion to help his clients look out for them and their families is paramount! Sam is someone I trust to take care of my elderly parents.
November 21, 2024
Sam Silva is great! Because he is knowledgeable, he makes choosing the best coverage easier than you anticipated. Thank you Sam, you truly have your clients best interest at heart.
October 24, 2024
Sam is my forever “go-to” person for all my Medicare issues. He is very knowledgeable, patient and compassionate. Thank you Sam!
Q&A with Sam Silva
How does life insurance work for self-employed people and small business owners?
Answer: 1. Personal life insurance
If you are self-employed, there is usually no employer providing life insurance for you. You can purchase an individual policy personally, with your chosen beneficiaries receiving the death benefit.
Common choices include:
Term life insurance — generally lower-cost coverage for a specified period, such as 10, 20, or 30 years.
Permanent life insurance — coverage designed to remain in force as long as the policy requirements are met, potentially with cash value.
Final-expense insurance — smaller policies primarily intended for funeral and other end-of-life expenses.
For many business owners, the amount of personal coverage should account for more than personal income. It can also consider mortgages, business obligations that could affect the family, education costs, and the income the family would lose if the owner died.