Shelly Hefley, Life Insurance Agent
Shelly Hefley
Hefley Financial
Life Insurance Agent Licensed in IN
Contact Details
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Location
Evansville, IN
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Website
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Shelly Can Help With:
About Me
Hello, I'm Shelly, your neighborhood life insurance advisor. Protecting loved ones is one of life's most important decisions, and I specialize in finding plans that fit your needs and your budget. Let me handle the research while you focus on what matters most — your family.
Q&A with Shelly Hefley
What questions should a first-time life insurance buyer ask their agent?
Answer: You need to verify whether the life insurance is whole life or time insurance. You should verify your beneficiary and have a contingent beneficiary. Make sure the company is reputable and has an A+ rating.
Why do I need life insurance if I am young and healthy?
Answer: Life insurance is important at any age, we never promised tomorrow. Getting life insurance when you’re young and healthy is the best way to protect yourself and your family. It is also very inexpensive when you’re young. This is how I encourage young people to set themselves up for later in their life.
What should someone with a pre-existing condition know about getting life insurance?
Answer: Just because you feel you have a pre-existing condition, that does not mean you do not qualify for life insurance. Some conditions are not a big deal unless certain circumstances are present. So always speak with an agent that knows underwriting and is credentialed with multiple companies.