Steven Bornfreund, Life Insurance Broker

About Me

As a life insurance agent with SMS Insurance Agency, I help people plan for the “what ifs” of life—so their families don’t have to. I believe life insurance should be easy to understand and tailored to your real needs. I take the time to understand each person’s goals and budget so I can recommend coverage that truly fits their life—not a one-size-fits-all policy. I’m here to educate, guide, and make sure you have coverage that gives you peace of mind today and security for the future.

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My Google Reviews

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carolyn petermann
January 8, 2026

Ive used Steven several times now for our healthcare & recently transitioned to Medicare. I was so overwhelmed and apprehensive when l walked into his office, but because of his patience & ability to clarify & help me untangle all the choices l had in front of me, l left feeling self assured & very at ease that I'd made the right choices for me. Theres never any pressure or manipulation working with Steven. Just sincerity & concern, and who wouldnt appreciate that?

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Curtis Jefferson
January 7, 2026

Steve helped me find a great Medicare policy. Couldn’t do it without his help.

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Elizabeth Schulte
January 6, 2026

Steven helped me through a couple of important decisions relative to collecting social security as well as selecting a Medicare plan and supplement insurance. I highly recommend him as he is knowledgeable, pleasant and was willing to meet with me at a mutually convenient location.

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HH
January 6, 2026

WOW! Blown away! Thanks, Steve, for making my intro to Medicare short and sweet. I was feeling overwhelmed, this being my first year of retirement, and I had no idea what to do, even though I thought I was pretty smart. This Medicare and Social Security journey is no joke and not to be taken lightly. You made it easier to understand and helped me make great choices to fit my needs. You answer my calls, which is amazing :). I may be smart, but this is not my area of expertise. Thanks a million!

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Frank Melino
March 9, 2025

Steven at SMS has been a real blessing. His knowledge and expertise along with his patience is exactly what I needed to figure out the incredibly complex maze that supplemental insurance presents. I was so confused I considered delaying my retirement! Steven made it as simple and painless as it could be and I'm so happy to have found him.