Does my life insurance agent have to be licensed in the state where I live?

Answered by 4 licensed agents

Yes and no, if I am working with an existing client who moves out of state there is some latitude but it's best to have the application authorized in the state where the agent is licensed.

Answered by Jack Mayer on September 10, 2026

Broker Licensed in CA

Answered by Jack Mayer Life Insurance Agent
Yes, they do. They don't need to live in your state, but they do need to be licensed there. It's very common for life insurance agents to be a resident producer in their state, and then have one or several non-resident licenses.

Answered by Jim Mentink on September 11, 2026

Agent Licensed in ME, FL, IL & 8 other states

Answered by Jim Mentink Life Insurance Agent
Yes, he does. In order to write a policy, the agent must be licensed in the state.

Clifford Moss

Contact me.

Answered by Clifford Moss on September 24, 2026

Agent Licensed in CT, AL, FL & 10 other states

Answered by Clifford Moss Life Insurance Agent
Yes. However, an agent does not have to live in the same state as you, but they generally must be licensed in the state where they are selling the insurance to you.

Answered by Dominic Javier on September 17, 2026

Broker Licensed in TX

Answered by Dominic Javier Life Insurance Agent

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