At what age should someone start thinking about life insurance?
Answered by 2 licensed agents
Folks who are about to have a new child, buying or building a home, between jobs, don't have enough life coverage with their current job, etc--at ANY age--can consider life insurance.
If someone is thinking about life insurance for themselves, it's a good idea to consider getting covered when you are young. Premiums will be lower and whole life policies will maintain a static premium as long as they are paid (and build cash value).
As many parents will have policies on their children until they are adults (and beyond frequently), many people will start thinking about a policy for themselves when they begin to become more autonomous.
Answered by Jim Mentink on June 16, 2026
Agent Licensed in ME, FL, IL & 8 other states
Answered by Taylor Langlois on June 17, 2026
Agent Licensed in KS
Tags: Life Events New to Life Insurance
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