How often should someone review or update their life insurance policy?
Answered by 2 licensed agents
Answered by Mark Bilgere on May 6, 2026
Agent Licensed in TX, IA, IN & 6 other states
Got married? Had a baby? Bought a house? Changed jobs? Started a business? Paid off debt? Those are all good reasons to take another look.
A lot of people set up a policy years ago and never think about it again, but life moves fast. The coverage that made sense when you were 30 and renting an apartment may not make sense when you have kids, a mortgage, or people depending on your income.
It doesn’t always mean you need to change anything. Sometimes it’s just confirming, “Yep, we’re still in good shape.” But it’s worth checking in so you’re not underinsured or paying for something that no longer fits your needs.
I usually tell people to think of it like a financial check-up. You don’t wait until there’s a problem to look at it.
Answered by Allen McGirl on May 11, 2026
Agent Licensed in CO, AK, AL & 37 other states
Tags: Coverage Life Events
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