How much does life insurance cost for a 60 year old?

Question

Jack Mayer · Accepted Answer

Contact me., and we can discuss that. There are too many underlying factors, including medical history, advocacy, risk, and type of plan chosen.

Mark Maliwauki · Answer

For a healthy, non-smoking 60-year-old, the cost of life insurance typically ranges from $24 to $345 per month depending primarily on whether you choose a temporary term policy or permanent whole life coverage. Because rates rise sharply after age 60, premiums vary significantly by policy type, coverage amount, and gender.

Answered by Mark Maliwauki on August 13, 2026

Agent Licensed in ID

Answered by Mark Maliwauki Life Insurance Agent

Daintee Hurst Dietz · Answer

We can look at the type of coverage needed and run quotes with several different companies to compare.

Edward Fisher · Answer

Who knows? Without more information, the question can't be answered. Premiums are based on age, health factors, occupation, lifestyle and so on. 

Plus, each insurance company has its own criteria for underwriting or evaluating the risk. For example: insurers vary in how they rate various health factors, such as diabetes or family medical history.

Recommendation: work with an agent that can look at a range of insurance companies to find the best coverage at the best rate for your individual situation.

How much does life insurance cost for a 60 year old?

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How much does life insurance cost for a 60 year old?

Agents: Share Your Expertise

Seniors: Ask a Question of Your Own

Related Questions

Agent Locator

Life Agents HubA non-government resource website

Life Agents Hub
A non-government resource website