How do I file a life insurance claim after a loved one dies?

Question

Bill Sandefur · Accepted Answer

If your agent is doing their job, you would contact them directly. Assuming they are still in the business and have survived the typical one to two year agent termination rate. Agents get in the business because they think it's easy and the money is good and then they quit. In the event of that a claim could be filed directly with the insurance company by calling or contacting their customer service department to find out what steps are necessary

Answered by Bill Sandefur on June 22, 2026

Agent Licensed in GA

Answered by Bill Sandefur Life Insurance Agent

Marc Carr · Answer

There are several ways. You can contact the agent who helped you or your loved one purchase the policy. Or call the insurance company directly to inform them of the death. They will require a death certificate.

Answered by Marc Carr on June 17, 2026

Broker Licensed in OH

Answered by Marc Carr Life Insurance Agent

Dean Chiapetto · Answer

If you have the policy, call the number in the policy and they will walk you through the process. If there is an agent listed call the agent and they will help.

How do I file a life insurance claim after a loved one dies?

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How do I file a life insurance claim after a loved one dies?

Agents: Share Your Expertise

Seniors: Ask a Question of Your Own

Related Questions

Agent Locator

Life Agents HubA non-government resource website

Life Agents Hub
A non-government resource website