Is the infinite banking concept with whole life insurance legit, or is it just a sales pitch?
Answered by 1 licensed agent
It is legit, however, most people don't realize that the amount of money they can access through policy loans is largely based on how much cash value they build in the policy. The more they properly fund the policy, the more cash value they can potentially access.
Answered by Tim Cassidy on October 1, 2026
Broker Licensed in TX, AL, AR & 35 other states
Tags: Financial Planning Whole Life
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