Can I get life insurance if I have a felony conviction or am on probation?

Answered by 3 licensed agents

The answer is yes but the rules do change depending on the type of policy you are seeking. So the best bet is to have an agent look into that for you once you decide what type of plan is in your best interest

Answered by Jack Mayer on September 24, 2026

Broker Licensed in CA

Answered by Jack Mayer Life Insurance Agent
If you are convicted of a Felony there are companies that will insure you. The premium is most likely going to be more. If you are on probation it is unlikely that you can get insured because of the unknown.

Answered by Dean Chiapetto on September 24, 2026

Broker Licensed in VA, MD, NC, TN & WV

Answered by Dean Chiapetto Life Insurance Agent
It's possible, though I would recommend you work with an experienced independent agent/broker/producer, as each carrier has different requirements. For felonies, the time since conviction/release will become important, as recent felonies can be challenging to underwrite. Expect to have to explain the circumstances and what has changed. Many carriers will want there to have been a number of years since the final disposition of the case before entertaining a policy. For probation, you will likely be denied since the case is still active. Most, carriers will automatically decline applications if you are currently in jail, on probation/parole, or have pending (unresolved) charges. You *may* be able to get a guaranteed issue policy, but expect higher premiums and lower coverage amounts.

Answered by Eli Harris on October 1, 2026

Broker Licensed in MA, FL, ME, MI, NH & RI

Answered by Eli Harris Life Insurance Agent

Tags: Eligibility

Agents: Share Your Expertise

Have insights or experiences related to this topic? Help others by sharing your knowledge and answering this question.

Seniors: Ask a Question of Your Own

Questions are generally answered within 1 to 3 business days. Receive valuable perspectives from multiple licensed agents and brokers.

Ask a Question

Agent Locator

Find a local life insurance agent near you, just enter your zip code to get started!

No personal information required to access the agent directory.
It's 100% Free and 100% Private.

Life Agents Hub
A non-government resource website

Life Agents Hub does not sell insurance. We help people in all 50 states easily and quickly look up local, licensed life insurance specialists in their area. We have made it our mission to maintain the internet's most comprehensive life insurance agent directory.

Follow Us on:

Browse Local Agents by City

Learn & Explore

Agent Center

Life Insurance Agents Hub is a directory and does not sell life insurance. The professionals listed on this website are independent and responsible for their own marketing practices.

About | Terms of Service | Privacy Policy | Accessibility

© 2026 LifeAgentsHub.com. All Rights Reserved.