Life Insurance Questions & Answers: Eligibility

Eligibility Q&A

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Answered by Mark Bilgere Life Insurance Agent

Mark Bilgere

Bilgere Insurance • Bedford, TX

How does life insurance work if you have a dangerous job or risky hobbies?

Dangerous jobs and hobbies generally raise the price of life insurance. The amount depends on a variety of factors. These include, the specific activity, how often you do it, the training you have and the level of risk associated with the activity. A good example is underwater diving. A recreational diver that only dives 50-50 feet a few times a year will most likely receive a better price than someone who cave dives or works as a diver and spend large amounts of time underwater.

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